Supplemental Provisions applicable to Australian users or users registering from Australia:

Last Updated and effective date: March 23, 2024

Upon accessing or using the App, Australian users or users registering in Australia agree that they have read and understood the Australia Privacy Policy and expressly consent to their personal information (including sensitive information, where applicable) being collected and handled in accordance with the Australia Privacy Policy, which can be accessed here and includes information on:

• understanding how we manage the personal information we collect about you.

• the purposes for which we collect, hold, use and disclose your personal information.

• disclosure of your personal information to other Citi entities and third parties, including recipients who may be located in countries other than Australia (including but not limited to the United States of America, Ireland, Hungary, Netherlands, Singapore, Israel, India and Iceland).

• how to access and, if necessary, correct personal information we hold about you,

• who you may contact if you have a reason to believe that we have not complied with our obligations under the Privacy Act in relation to your personal information and

• who you may contact to find out more information, or raise any specific or general concerns, about Citi and our Privacy Policy and privacy practices.